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c. To borrow money, mortgage and grant security interests in property; to
complete, extend, modify or renew any obligations, either secured, unsecured,
negotiable or nonnegotiable, at a rate of interest and upon terms satisfactory to my
Attorney-in-Fact; to lend money, either with or without collateral; to extend or secure
credit; and to guarantee and insure the performance and payment of obligations of
another person or entity;
d. To open, maintain or close bank accounts, brokerage accounts, savings
and checking accounts; to purchase, renew or cash certificates of deposit; to conduct
any business with any banking or lending institution in regard to any of my accounts or
certificates of deposit; to write checks, make deposits, make withdrawals and obtain
bank statements, passbooks, drafts, money orders, warrants, certificates or vouchers
payable to me by any person or entity, including the United States of America and
expressly including the right to sell or cash U.S. Treasury Securities and Series E, EE,
H, and HH Bonds;
e. To have full access to any safety deposit boxes and their contents;
f. To pay all City, County, State or Federal taxes and to receive
appropriate receipts therefor; to prepare, execute, file and obtain from the government,
income and other tax returns and other governmental reports, applications, requests
and documents; to take any appropriate action to minimize, reduce or establish
non-liability
for taxes; to sue or take appropriate action for refunds of same; to appear for
me before the Internal Revenue Service or any other taxing authority in connection with
any matter involving Federal, State or Local taxes in which I may be a party, giving my
Attorney-in-Fact full power to do everything necessary to be done and to receive refund
checks; to execute waivers of the statute of limitations and to execute closing
agreements on my behalf;
g. To act as proxy, with full power of substitute, at any corporate meeting
and to initiate corporate meetings for my benefit as stockholder, in respect to any
stocks, stock rights, shares, bonds, debentures or other investments, rights or interests;
h. To invest, reinvest, sell or exchange any assets owned by me and to pay
the assessments and charges therefor; to obtain and maintain life insurance upon my
life or upon the life of anyone else; to obtain and maintain any other types of insurance
policies; to continue any existing plan of insurance or investment;
i. To defend, initiate, prosecute, settle, arbitrate, dismiss or dispose of any
lawsuits, administrative hearings, claims, actions, attachments, injunctions, arrests or
other proceedings, or otherwise participate in litigation that might affect me;
j. To carry on my business or businesses; to begin new businesses; to
retain, utilize or increase the capital of any business; to incorporate or operate as a
general partnership, limited partnership or sole proprietorship any of my businesses;
k. To employ professional and business assistants of all kinds, including,
but not limited to, attorneys, accountants, realtors, appraisers, salesmen and agents;
l. To apply for benefits and participate in programs offered by any
governmental body, administrative agency, person or entity;
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